| 📢 Official Notification: Advt. No.: HRDD/RECT/01/2025-26 Dated: 12.05.2025 Indian Overseas Bank (IOB), a premier Public Sector Bank headquartered in Chennai, invites online applications for 400 vacancies of Local Bank Officers (LBO) in JMGS-I across six states. Candidates will be recruited for specific states and are expected to be proficient in the local language. |
Indian Overseas Bank Local Bank Officer Recruitment Details
| S.No | State | Language Proficiency Required | Total Vacancies | SC | ST | OBC | EWS | UR | PwBD (VI/HI/OC/ID) |
|---|---|---|---|---|---|---|---|---|---|
| 1 | Tamil Nadu | Tamil | 260 | 39 | 19 | 70 | 26 | 106 | 2/2/3/3 |
| 2 | Odisha | Odia | 10 | 1 | 1 | 3 | 1 | 4 | 0/1/0/0 |
| 3 | Maharashtra | Marathi | 45 | 7 | 3 | 12 | 5 | 18 | 0/0/1/1 |
| 4 | Gujarat | Gujarati | 30 | 5 | 2 | 8 | 3 | 12 | 0/1/0/0 |
| 5 | West Bengal | Bengali | 34 | 5 | 3 | 9 | 3 | 14 | 1/0/0/0 |
| 6 | Punjab | Punjabi | 21 | 3 | 2 | 6 | 2 | 8 | 1/0/0/0 |
| Total | 400 | 60 | 30 | 108 | 40 | 162 | 4/4/4/4 |
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Indian Overseas Bank Local Bank Officer Eligibility Criteria
| Criteria | Details |
|---|---|
| Age Limit | 20 to 30 years (Born between 02.05.1995 and 01.05.2005) |
| Educational Qualification | Graduate in any discipline from a recognized university with valid mark-sheet/degree at the time of registration |
| Language Proficiency | Must read, write, and speak the local language of the applied state |
| CIBIL Score | Minimum CIBIL score of 650 at time of joining (as per bank policy) |
Age Relaxation:
- SC/ST: 5 years
- OBC (Non-Creamy Layer): 3 years
- PwBD: 10 years
- Ex-Servicemen: 5 years (conditions apply)
Job Details
| Position | Local Bank Officer (LBO) – JMGS-I |
|---|---|
| Scale of Pay | ₹48,480 – ₹85,920 + DA, HRA, CCA as applicable |
| Probation Period | 2 Years |
| Service Bond | ₹2,00,000 for a minimum of 3 years’ service |
Selection Process
| Stage | Details |
|---|---|
| 1. Online Exam | 140 Questions (3 Hours) – Total 200 Marks |
| 2. Language Proficiency Test (LPT) | Must qualify unless candidate has studied the language in 10th/12th |
| 3. Personal Interview | Final selection based on Online Exam (80%) + Interview (20%) |
Structure of Online Exam
| Section | Questions | Marks | Time |
|---|---|---|---|
| Reasoning & Computer Aptitude | 30 | 60 | 60 minutes |
| General/Economy/Banking Awareness | 40 | 40 | 30 minutes |
| Data Analysis & Interpretation | 30 | 60 | 60 minutes |
| English Language | 40 | 40 | 30 minutes |
| Total | 140 | 200 | 3 hours |
Note: Sectional qualifying marks required – 30% (reserved), 35% (unreserved). 0.25 negative mark for each wrong answer.
Application Process
| Process | Details |
|---|---|
| Apply Online | www.iob.in under “Careers” → “Recruitment of Local Bank Officers – 2025-26” |
| Registration Dates | From 12.05.2025 to 31.05.2025 |
| Application Fee | GEN/EWS/OBC: ₹850 |
| Documents Needed | Photo, Signature, Left Thumb Impression, Handwritten Declaration, Educational Proof |
Service Conditions
- Selected candidates will serve in the state applied for only.
- Transfers outside the state will not be permitted in normal course.
- Final selection list will be published on the bank’s website.
Important Link
| Apply Mode | Click here |
| Notifications | Click here |
| Official Website | Click here |
❓ Frequently Asked Questions (FAQs)
Q1: Can I apply for more than one state?
A: No. You can apply only for one state. Multiple applications will be rejected.
Q2: Is there any sectional cut-off in the online exam?
A: Yes. Candidates must secure 30% (reserved) or 35% (unreserved) in each section.
Q3: What is the minimum educational qualification?
A: Graduation in any discipline from a recognized university.
Q4: Is there a bond or service agreement?
A: Yes. A financial bond of ₹2,00,000 is required to serve minimum 3 years.
Q5: Will I be transferred to another state?
A: No. You will be posted only in the applied state.
Q6: Do I need to take the Language Proficiency Test?
A: Only if you haven’t studied the local language in 10th/12th standard.